Calculators & Educators

Calculators

How much does it cost to start a business?Should I buy or lease? Should I get a loan or line of credit? What is my business worth?

What term of loan should I choose? Should I lease or own my business? Should I take advantage of trade discounts?

Educators

Inheritance & Estate Taxes

Capital Gains Taxes Estate Taxes Handing over the Reins Selling Equity

Payroll and Tax Management

Using Direct Deposit Social Security Taxes Unemployment Taxes Handling other Deductions Making estimated Tax Payments Tax Forms & Information Verifying Employee Data Withholding Payroll Taxes

Employee Benefit Programs

Cafeteria Plans Education Reimbursement Employee Assistance Programs Flexible Work Hours Group Life Insurance Health & Disability Insurance Military Reserve Duty Self-insured Plans Stock Option Plans Stock Purchase Plans Vacation and Sick Leave

Small Business Retirement Plans

Contribution Limits Contribution Requirements Defined-benefit Plans Defined-contribution Plans Keogh Plans Funding Plans with Stock SEP (Simplified Employee Pension) SIMPLE

Cash Flow Management

Managing Inventory Managing Receivables Cash Management Options Electronic Services Importance of cash flows Merchant Services Payment with Credit Cards Cash Flow Statement Using Trade Financing

Business Financing

Writing a Business Plan Capital Budgeting Estimating Capital Needs Debt vs. Equity Financial Leveraging Leasing vs. buying SBA Loan Programs Obtaining enough Capital Operating Leverage